Clerical staffs are mainly requires to do data entry jobs they have to post transactions in system. They manage cash department i.e. receipt, payments etc. We will compare both the jobs into different parameters to help you make decision as every candidate have different aspiration in terms of salary, work pressure and many others. In any bank, the clerks are the first checkpoint where customers can come and ask their queries.
Job Profile:
IBPS Clerks must join the allotted bank within the given time duration and the respected banks provide them training about the tasks that need to perform while working as Bank Clerks. Those who complete their training successfully will be posted to the different branches of the concerned bank to survive and complete their next two years of probation. So, initially, IBPS Clerks are posted at Junior Level and after completing their 2 years of the probation period, they can be promoted to the upper level.
SBI Clerks are initially designated at Junior Level Grade and after completing their 6 months of training, they can be promoted to the Officer Level. To get the officer grade, they must qualify the Internal Exam conducted based on the structure decided throughout all the branches of the bank.
Selection Process:
Both IBPS and SBI Clerk exams are held in two phases. Phase-I is Prelims and Phase-II is main exam. However, in SBI Clerk, the exams are followed by an interview.
IBPS Clerk
- Common Written Exam – Prelims & Mains
- Document Verification
SBI Clerk
- Preliminary Examination
- Main Examination
- Interview
- Test of knowledge of official/local language
- Final procedure of Selection
Exam Pattern:
IBPS Clerk Pattern for Prelims Exam:
|
S. No. |
Name of Tests |
No. of Questions |
Maximum Marks |
Duration |
|
1 |
English Language |
30 |
30 |
Composite Time of 1 Hour |
|
2 |
Numerical Ability |
35 |
35 |
|
|
3 |
Reasoning Ability |
35 |
35 |
|
|
Total |
100 |
100 |
IBPS Clerk Main Paper Pattern:
|
S. No. |
Name of Tests |
No. of Questions |
Maximum Marks |
Duration |
|
1 |
40 |
50 |
30 Minutes |
|
|
2 |
40 |
40 |
30 Minutes |
|
|
3 |
40 |
50 |
30 Minutes |
|
|
4 |
40 |
40 |
25 Minutes |
|
|
5 |
40 |
20 |
20 Minutes |
|
|
Total |
200 |
200 |
135 Minutes |
SBI Clerk 2017 Preliminary Exam Pattern:
|
Serial No. |
Section |
No. of Question |
Total Marks |
|
|
1 |
English Language |
30 |
30 |
A composite time of 1 hour is provided to the candidates |
|
2 |
Numerical Ability |
35 |
35 |
|
|
3 |
Reasoning |
35 |
35 |
|
|
Total |
100 |
100 |
SBI Clerk 2017 Mains Exam Pattern:
|
Serial Number |
Section |
No. of Question |
Total Marks |
Duration |
|
1. |
General English |
40 |
40 |
35 minutes |
|
2. |
Quantitative Aptitude |
50 |
50 |
45 minutes |
|
3. |
Reasoning Ability and Computer Aptitude |
50 |
60 |
45 minutes |
|
4. |
General/Financial Awareness |
50 |
50 |
35 minutes |
|
Total |
190 |
200 |
2 hours 45 minutes |
Salary:
The salary structure of IBPS Clerk & SBI Clerk is almost similar but SBI has some additional allowances, therefore, the salary of an SBI Clerk is INR 2000 more than the in-hand salary payable to an IBPS Clerk Officer.
|
S. No. |
Salary Factors |
IBPS Clerk (INR) |
SBI Clerk (INR) |
|
1. |
Salary Structure |
11,765 – 31,540 |
11,765 – 31,540 |
|
2. |
Special Allowance |
911.79 |
911.79 |
|
3. |
Dearness Allowances (DA) |
45.60% of Basic Pay |
45.60% of Basic Pay |
|
4. |
City Compensatory Allowance (CCA) |
0 |
0 |
|
5. |
Transport Allowance (TA) |
425 |
Based on the Location |
|
6. |
House Rent Allowance (HRA) |
1058 – 1176 |
800-1176 |
|
7. |
Salary in Hand |
18000-23000 |
20000-25000 |
Future Growth:
IBPS Clerk: The bank Clerks will be promoted to Officer Cadre in 3-4 years. The clerks can reach the Senior Management position after 20-25 years of working.
SBI Clerk: In case of SBI, there is a high chance of getting promoted as Trainee Officer in just 3-4 years. Trainee Officer is equivalent to Probationary Officer. Working in SBI provides more exposure compared to other PSBs.
IBPS Clerk is for those who want a job with a decent salary, job security and limited work pressure and responsibilities and SBI Clerk for aspirants looking for a challenging job, who can cope with extra work pressure, wish to earn more and reach a high position in lesser time.
Postings:
IBPS Clerk: Since most PSBs have lesser number of branches across the country compared to SBI, the chances of getting posted near your home/native place is less.
SBI Clerk: SBI has a vast outreach compared to other PSB’s, you will find an SBI at every nook and corner across the country, hence you can be posted anywhere in the country. On the flip side, chances of you getting posted increases because of number of branches.
Promotions:
The 1st promotion can be made after completing 2 to 3 years in SBI. The promotion for SBI Clerk can be done in two ways – ‘In-Cadre Promotions & Officer Cadre Promotions’.
|
S. No. |
Work Experience |
Promoted Designation |
Type of Promotion |
|
1. |
3 Years |
Trainee Officer (Middle Management Grade Scale – 2) |
Officer Cadre |
|
2. |
6 Years |
Junior Management Grade Scale – 1 Officer |
Officer Cadre under Fast Track Promotions |
|
3. |
10 Years |
Senior Assistant |
In-Cadre |
|
4. |
12 Years |
Junior Management Grade Scale – 1 Officer |
Officer Cadre |
|
5. |
20 Years |
Special Assistant |
In-Cadre |
|
6. |
30 Years |
Senior Special Assistant |
In-Cadre |
IBPS Clerk: After completing the probation period of 2 years, the candidates can be promoted in two ways –
- The candidates must appear in the written test conducted inter banks and qualify it based on his/her experience & knowledge. (No JAIIB & CAIIB Diploma applicable)
On the qualification of written test, a clerk can be promoted to the position of Trainee Officer.
- Based on the JAIIB, CAIIB qualification, and Graduation + Post Graduation Mark sheets, the Clerks can be promoted to the position of Trainee Officer or PO.
|
Position |
Salary |
|
Trainee Officer |
18000 – 23000 |
|
Probationary Officer |
23700 – 42020 |
|
Manager |
31705 – 45950 |
|
Senior Manager |
42020 – 51490 |
|
Chief Manager |
50030 – 59170 |
|
Assistant General Manager |
59170 – 66070 |
|
Deputy general Manager |
68680 – 76520 |
|
General Manager |
76520 – 85000 |
Career Growth Chart
Job Benefits & Work Pressure:
|
S. No. |
Perks & Activities |
IBPS Clerk |
SBI Clerk |
|
1. |
Flexible Duty Hours and Working in Shifts Facilities |
Yes |
Yes |
|
2. |
Challenging Tasks |
Yes |
More than other PSBs |
|
3. |
Travelling Allowances |
Bank Guest Houses are available at major cities |
Holiday Homes & Bank Guest Houses available at major cities |
|
4. |
Housing Allowances |
Yes (Accommodation is also available in certain banks) |
Yes (Accommodation available for certain places) |
|
5. |
Work Pressure & Environment |
Good & Healthy (Possessing Less Pressure) |
High Work Pressure & Tough Challenges |
|
6. |
Excellent Growth Chances |
Yes, but after 2 years of Probational Period |
After 3 years |
|
7. |
Dealing with People and Gaining Experience |
Yes |
Yes |
|
8. |
Leaves Privilege |
Same as PSB’s |
33 PL + 12 CL and Women, Single Men with Children & Aged Person can take leave sabbatical leave of up to 2 years. |
|
9. |
Medical Benefits |
Yes! INR 2000 per year |
100% Benefits for Employees & 75% for Family + Insurance Policy |
|
10. |
Worthwhile Pension Schemes |
Yes |
Yes |
|
11. |
Wonderful Salary Packages |
Initial Salary: INR 18,000 – 23,000(No Increment before 2 years) |
Initial Salary: 20,000 – 25,000(Up to 4 increments can be made within the initial years) |
|
12. |
Loan Facilities |
In some of the IBPS Participating Banks |
Yes! Bank also provides scholarship to meritorious children of Bank Employees |
|
13. |
Reputation in Society |
Less than SBI |
In terms of Social Status, SBI is considered as Largest Bank in India. Therefore, the reputation of SBI employees increases automatically. |
All the best guys!!!
