IBPS Clerk Previous Year Papers, Free Download IBPS Clerk Previous Year Question Papers PDF

IBPS Clerk Previous Year Papers, Free Download IBPS Clerk Previous Year Question Papers PDF

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IBPS Clerk Previous Year Papers, Free Download IBPS Clerk Previous Year Question Papers PDF

 

At the time of solving IBPS Clerk Previous Year Papers, applicants will feel like they are actually appearing in the Clerk exam. However, if you want to judge your actual level then you should download previous year question papers of IBPS Clerk and try to solve these papers without cheating because it will help you to know the real difficulty level. IBPS changes the difficulty level of examination year by year, that’s why applicants must solve previous year papers to know the difficulty level of IBPS Clerk.

 

IBPS Clerk old papers will increase your practice level. Before participating in the examination, applicants must have full knowledge of IBPS Clerk Syllabus and exam pattern. Hence, it is an elementary thing that should be done by the applicants. Apart from all practice and difficulty level, IBPS Clerk Previous year papers will help you to increase your time management ability because each IBPS exam has a time limit to solve papers. Thus, time management ability plays an essential role in the competitive examination.

 

We advised candidates to download IBPS Clerk Previous year question papers PDF to practice more and more. Below, we have given the IBPS Clerk 2015 and 2016 exam papers in PDF format, candidates should download the given PDF. Download IBPS Clerk Previous Year Question Papers PDF. 

 

Applicants, who are searching for previous year paper of IBPS Clerk examination, should download the papers by click on the above-mentioned link. This is a best source of study that helps applicants to score well in IBPS Clerk examination.

 

To get success in the banking examination, candidates suggested the learn with old papers is the smarter way. Here we have provided IBPS Clerk last year papers, which are uploaded by the higher authorities of Institute of Banking Personnel Selection (IBPS) so read it carefully before participating in the examination.

 

The provided Previous Year Papers of IBPS Clerk will help candidates to comprehend the clerk exam pattern and question types in the Clerk Exam. Applicants, who are going to participate in IBPS Clerk Examination and searching for IBPS Clerk Previous Year Questions Papers for better preparation of IBPS Clerk 2017 examination, can get 2015 and 2014 examination papers from here. According to the experts, Solved Previous Year Paper of IBPS Clerk will help to you to score well or good rank. We suggested to all applicants that must download IBPS Clerk last year question papers.

 

Importance Of IBPS Clerk Previous Year Question Papers

Applicants must download all the given PDF because it helps you to understand the actual level of examination and exam pattern & syllabus. Here, we have provided the direct links to free download IBPS Clerk Previous Year Papers (2015-2014) for preparation. Thus, candidates are advised to must solve in before appearing in the examination. Before IBPS Clerk examination, it grants you the real environment of examination. If you will face any kind of issue or trouble while downloading IBPS Clerk Previous Year Question Papers then you may comment us. Our team will be happy to help you.

 

(Paper) IBPS Clerk Previous Year Exam Paper “Held on 14-12-2013, General Awareness”

1. Derivatives Contract which gives the buyer/holder of the contract the right (but not the obligation) to buy/sell the underlying asset at a predetermined price within or at end of a specified period is known as

(1) Futures Contract
(2) Option Contract
(3) Index Futures contract
(4) Mini Derivative Contract
(5) None of these

 

 

2. The first Yash Chopra Memorial Award has been given to

(1) A. R. Rahman
(2) Lata Mangeshkar
(3) Amitabh Bachchan
(4) Rishi Kapoor
(5) Gulzar

 

 

3. CASA ratio of bank indicate the

(1) Bank’s deposits
(2) Bank’s Non Performing Assets
(3) Bank’s liabilities
(4) Bank’s base rate
(5) Bank’s total assets

 

 

4. The process by which LIC holder can transfer all rights, title and interest under a policy contract to any third person is known as

(1) Subrogation
(2) Escrow
(3) Mortgage
(4) Assignment
(5) Nomination

 

 

5. In order to promote no frills accounts as part of basic banking, the Reserve Bank of India, in August 2012, advised banks to rechristen it as

(1) Basic Saving Account
(2) Basic Deposit Account
(3) Basic Account
(4) Basic Savings Bank Deposit Account
(5) None of these

 

 

6. The UIDAI has set a target of enrolment for how many people for Aadhaar Numbers till end of2014?

(1) 25 crore people
(2) 48 crore people
(3) 50 crore people
(4) 60 crore people
(5) 72 crore people

 

 

7. Equity share is also known as

(1) Shareholder equity
(2) Stockholder’s equity
(3) Share capital
(4) Net worth
(5) All of these

 

 

8. Fixed Deposit is also referred to as

(1) Time Deposit
(2) Recurring Deposit
(3) Demand Deposit
(4) Static Deposit
(5) All of the above

 

 

9. W ith which sports is Deepak Lathore associated?

(1) Basketball
(2) Athletics
(3) Weightlifting
(4) Squash
(5) Wrestling

 

 

10. What is the minimum age required to become a member of the Rajya Sabha?

(1) 21 years
(2) 25 years
(3) 30 years
(4) 32 years
(5) 35years

 

 

11. Microcredit concentrates on

(1) Small loans
(2) Women
(3) Rural areas
(4) Poor people
(5) All of these

 

 

12. Which of the following is a receipt, declaring ownership of shares of a foreign company, which can be listed In India and traded in rupees?

(1) ADR
( 2) GDR
(3) IDR
(4) EDR
(5) None of these

 

 

13. NABARD is responsible for regulating and supervising

(1) Securities market in India
(2) Bank rates of scheduled commercial banks in India
(3) Cooperatives
(4) Regional Rural Banks
(5) Only 3 and 4

 

14. Arrangement of bank selling insurance product acting as agent of respective companies is called

(1) Bancassurance
(2) Outsourcing
(3) Delegation
(4) Proxy Insurance
(5) Shadow Insurance

 

 

15. BCSBI aims to plan, evolve, prepare, develop, promote and publish comprehensive Codes and Standards for banks, for providing for fair treatment to their customers. Which of the following codes has been evolved by it?

(1) Code of Bank’s Commitment to Customers
(2) Code of Bank’s Commitment to Micro and Small Enterprises
(3) Code of Bank’s Commitment to Financial Inclusion
(4) Both 1 and 2
(5) Both 2 and 3

 

 

16. World Food Day is observed on

(1) 5 September
(2) 21 September
(3) 16 October
(4) 19 November
(5) 3 December

 

 

17. The Adhaar-enabled payment systems (AEPS) is a bank-led model that facilitates banking facilities by allowing transactions at Point of Sale through the business correspondent (BC) using the Aadhaar authentication number. Adhaar-enabled basic types of banking transactions ‘do not’ include

(1) Balance enquiry
(2) Cash withdrawal
(3) Online payment
(4) Cash deposit
(5) Aadhaar to Aadhaar funds transfer

 

 

18. Which of the following is Asia’s largest residential university?

(1) Nalanda University
(2) University of Delhi
(3) Banaras Hindu University
(4) Jamia Milia Islamia
(5) Jawaharlal Nehru University

 

 

19. Which of the following banks/ ministries/bodies is the Lender of last resort in India?

(1) World Bank
(2) Reserve Bank of India
(3) Union Ministry of Finance
(4) Planning Commission
(5) International Monetary Fund

 

 

20. ‘For expanding access to banking services, the Reserve Bank of India has advised banks to open branches with minimum infrastructure support of 8 to 10 BC units at a. reasonable 3-4 km. Such branches are known as

(1) White Label ATMs
(2) Ultra Small Branches
(3) Banking Kiosks
(4) CBS Terminals
(5) ICT Hubs

 

 

21. According to the Income Tax Act of 1961, the age of Super Senior Citizens should be

(1) 62years
(2) 70years
(3) 80years
(4) 88years
(5) 95years

 

 

22. Who has authored the book, titled ‘The Lowland’?

(1) Khushwant Singh
(2) Vikram Seth
(3) Chetan Bhagat
(4) Jhumpa Lahiri
(5) Jeet Thayil

 

 

23. Who, at present, is the Chief Election Commissioner of India?

3(1) V.S. Sampath
(2) S.Y. Qureshi
(3) Navin Chawla
(4) N. Gopalaswamy
(5) B.B. Tandon

 

 

24. When Criminals use an innocent person’s details to open or use an account to carry out financial transactions, it is known a

(1) Money Laundering
(2) Phishing
(3) Identity Theft
(4) Real Time gross Settlement
(5) Insinuation

 

 

25. Where is the headquarters of the United Nations Organization located?

(1) Rome
(2) Brussels
(3) Geneva
(4) New York
(5) Paris

 

 

26. As per the announcements made in Union Budget 2013-14, a person taking a loan for his first home from a bank or a housing finance corporation (HFC) up to Rs 25 lakh from April 1, 2013 to” March 31, 2014, will be entitled to an additional deduction of interest of

(1) Rs. 75,000
(2) Rs. 1 lakh
(3) Rs. 1.5 lakh
(4) Rs. 2 lakhs
(5) Rs. 2.6 lakh

 

 

27. Where was the 8lh National Conference on Krishi Vlgyan Kendra 20 13 held?

(1) Chandigarh
(2) Bangalore
(3) Kolkata
(4) Patna
(5) Jodhpur

 

 

28. The Reserve Bank of India has made it mandatory for banks to lend at least 40per cent of their credit to select sectors such as agriculture, Micro and Small Enterprises other weaker sections, etc. Which banks have to lend at least 40 per cent of their total net credit to priority sectors?

(1) Scheduled Commercial Banks
(2) Foreign Banks
(3) NABARD
(4) IRDA
(5) All of the above

 

 

29. What is the term for a bank without any branch network that offers its services remotely?

(1) Virtual Bank
(2) Direct Bank
(3) Lending Institution
(4) Indirect Bank
(5) Online Bank

 

 

30. With reference to Indian Banking sector which of the following is the most appropriate expanded form of EMI?

(1) Estimated Monthly Installment
(2) Extended Matching Items
(3) Equated Monthly Installment
(4) Enterprise Manufacturing Intelligence
(5) Easy Monthly Installment

 

 

31. Which term is used for banking in which banking institutions execute transactions directly with consumers rather than corporations or other banks?.

(1) Merchant Banking
(2) Collateral Banking
(3) Retail Banking
(4) Bulk Banking
(5) Direct Banking

 

 

32. As per the 2011 Census which state of India has the lowest density?

(1) Mizoram
(2) Jammu and Kashmir
(3) Arunachal Pradesh
(4) Tripura
(5) Nagaland

 

 

33. With which state of India is the Cheraw Dance associated?

(1) Assam
(2) Tripura
(3) Meghalaya
(4) Mizoram
(5) Rajasthan

 

 

34. The Direct Benefit Transfer Scheme is targeted at the people

(1) Affected by Uttrakhand landslides
(2) Affected by communal riots
(3) Living below the poverty line
(4) Suffering from acute starvation
(5) Belonging to Other Backward Classes

 

 

35. Which among the following, is not identified as a minority community in India?

(1) Buddhists
(2) Jains
(3) Muslims
(4) Zoroastrians
(5) Sikhs

 

 

36. Which of the following bodies recently expressed concern over unregistered investment advisors spread across the country and brought out the Investment Advisers Regulations 2013?

(1) Reserve Bank of India
(2) IRDA
(3) SEBI
(4) NABARD
(5) CII

 

 

37. EFTPOS (electronic funds transfer at point of sale) is based on

(1) SMS Alerts
(2) Debit Cards
(3) Credit Cards
(4) Both 1 and 2
(5) Both 2 and 3

 

 

38. In a circular issued by the Reserve Bank of India on 9 April 2010. Banks were advised to switch over to which system for calculation of their lending rates with effect from July 1.2010?

(1) Prime Lending Rate System
(2) Base Rate System
(3) Marginal Liquidity Facility System
(4) Statutory Liquidity Ratio system
(5) Benchmark Rate System

 

 

39. Which Bollywood actress in October 2013 was honoured in the House of Commons for her contribution to the global entertainment?

(1) Aishwarya Rat Bachchan
(2) Sharmila Tagore
(3) Kareena Kapoor
(4) Waheeda Rehman
(5) Shabana Azmi

 

 

40. Part of company’s earning or profit which is paid out to share holders is known as

(1) Premium
(2) Dividend
(3) Bonus
(4) Sum Assured
(5) Return

 

IBPS Clerk Previous Year Papers (2015-2014): – Here, we have come up with IBPS Clerk Previous Year Papers, which will help you to prepare for IBPS Clerk examination by understanding the question’s type that ordinarily come in the exam as well as give a fair idea of exam difficulty level.

 

The IBPS conducts Clerk Prelims and Mains examination every year. Here, we have provided previous year papers of IBPS Clerk 2015 and 2014. The provided Previous Year Papers of IBPS Clerk will help candidates to comprehend the clerk exam pattern and question types in the Clerk Exam. Applicants, who are going to participate in IBPS Clerk Examination and searching for IBPS Clerk Previous Year Questions Papers for better preparation of IBPS Clerk 2017 examination, can get 2015 and 2014 examination papers from here. According to the experts, Solved Previous Year Paper of IBPS Clerk will help to you to score well or good rank. We suggested to all applicants that must download IBPS Clerk last year question papers. For the reason that, it includes exam pattern and syllabus. Thus, applicants should download it to do IBPS Clerk exam practice before the examination.

 

IBPS Clerk Previous Year Papers

Solving IBPS Clerk previous year papers is beneficial in so many ways. You get to familiarise yourself with the exam pattern, type and difficulty level of the questions and marking scheme. Furthermore, solving IBPS Clerk previous year papers online will help you get a feel of how the exam taking will be, since IBPS Clerk is an online exam; so, you become well prepared. Therefore, you should not take IBPS Clerk previous year papers lightly!

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