IBPS Clerk

IBPS Clerk Previous Year Question Papers, Free Download Old Papers

IBPS Clerk Previous Year Question Papers, Free Download Old Papers

IBPS Clerk Previous Year Papers, Free Download IBPS Clerk Previous Year Question Papers PDF

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IBPS Clerk Previous Year Papers, Free Download IBPS Clerk Previous Year Question Papers PDF

 

At the time of solving IBPS Clerk Previous Year Papers, applicants will feel like they are actually appearing in the Clerk exam. However, if you want to judge your actual level then you should download previous year question papers of IBPS Clerk and try to solve these papers without cheating because it will help you to know the real difficulty level. IBPS changes the difficulty level of examination year by year, that’s why applicants must solve previous year papers to know the difficulty level of IBPS Clerk.

 

IBPS Clerk old papers will increase your practice level. Before participating in the examination, applicants must have full knowledge of IBPS Clerk Syllabus and exam pattern. Hence, it is an elementary thing that should be done by the applicants. Apart from all practice and difficulty level, IBPS Clerk Previous year papers will help you to increase your time management ability because each IBPS exam has a time limit to solve papers. Thus, time management ability plays an essential role in the competitive examination.

 

We advised candidates to download IBPS Clerk Previous year question papers PDF to practice more and more. Below, we have given the IBPS Clerk 2015 and 2016 exam papers in PDF format, candidates should download the given PDF. Download IBPS Clerk Previous Year Question Papers PDF. 

 

Applicants, who are searching for previous year paper of IBPS Clerk examination, should download the papers by click on the above-mentioned link. This is a best source of study that helps applicants to score well in IBPS Clerk examination.

 

To get success in the banking examination, candidates suggested the learn with old papers is the smarter way. Here we have provided IBPS Clerk last year papers, which are uploaded by the higher authorities of Institute of Banking Personnel Selection (IBPS) so read it carefully before participating in the examination.

 

The provided Previous Year Papers of IBPS Clerk will help candidates to comprehend the clerk exam pattern and question types in the Clerk Exam. Applicants, who are going to participate in IBPS Clerk Examination and searching for IBPS Clerk Previous Year Questions Papers for better preparation of IBPS Clerk 2017 examination, can get 2015 and 2014 examination papers from here. According to the experts, Solved Previous Year Paper of IBPS Clerk will help to you to score well or good rank. We suggested to all applicants that must download IBPS Clerk last year question papers.

 

Importance Of IBPS Clerk Previous Year Question Papers

Applicants must download all the given PDF because it helps you to understand the actual level of examination and exam pattern & syllabus. Here, we have provided the direct links to free download IBPS Clerk Previous Year Papers (2015-2014) for preparation. Thus, candidates are advised to must solve in before appearing in the examination. Before IBPS Clerk examination, it grants you the real environment of examination. If you will face any kind of issue or trouble while downloading IBPS Clerk Previous Year Question Papers then you may comment us. Our team will be happy to help you.

 

(Paper) IBPS Clerk Online CWE-II Previous Year Exam Paper “Held on 16-12-2012, General Awareness”

1. Which of the following is not correct regarding the JICA President Award?

(1) It is given to an individual 
(2) It is given to an organization 
(3) It is given for making contributions in the field of development 
(4) The ‘J’ in JICA denotes Jordan 
(5) Delhi Metro is the recipient of the 2012 Award

 

 

2. Who among the following was never the Governor of Reserve Bank of India?

(1) Osborne Smith 
(2) James Braid Taylor 
(3) Montek Singh Ahluwalia 
(4) C.D. Deshmukh 
(5) D. Subbarao

 

 

3. Which one of the following is correct regarding the Note Issuing Authority of the Reserve Bank of India?

(1) Apart from the government it has the authority / monopoly to issue currency notes other than one rupee notes/ coins 
(2) One rupee notes/coins and coins of smaller denominations are put into circulation by the Central government 
(3) At present the RBI issues notes in seven denominations 
(4) The functions of note issue and currency management is discharged by the RBI through its head office in Mumbai 
(5) None of these

 

 

4. Which of the following Is not correct regarding the National Integration Day?

(1) It aims to bring unity, peace, and spreading of love and brotherhood among fellow Indians 
(2) It is also celebrated as Quami Ekata Divas 
(3) It is celebrated in remembrance of Indira Gandhi 
(4) It is celebrated on October 31 
(5) National Integration Day celebration ends with Children’s Day

 

 

5. In banking, a Pay in Slip-

(1) Means a slip through which a person can deposit money in his account 
(2) Means a slip through which a person can issue cheque from his account 
(3) Is also called a withdrawal slip 
(4) Must essentially contain IFSC Code 
(5) None of these

 

 

6. The Reserve Bank of India reduced which of the following rates by 25 basis points in October 2012?

(1) Repo rate
(2) Cash Reserve Ratio 
(3) Statutory Liquidity Ratio and Repo Rate 
(4) Repo Rate and Cash Reserve Ratio 
(5) None of these

 

 

7. Who among the following has authored the book, titled “Saga of Struggle and Sacrifice”?

(1) Manmohan Singh 
(2) A.P.J. Abdul Kalam 
(3) Hamid Ansari 
(4) Pranab Mukherjee 
(5) Amartya Sen

 

 

8. Prime Minister Manmohan Singh effected a reshuffle of his council of ministers in October 2012. Which of the following pairs is not correct with regard to the new Union Cabinet Ministers?

(1) Manmohan Singh: Planning 
(2) Salman Khurshid: External Affairs 
(3) Kapil Sibal: Communications 
(4) Anand Sharma: Information Technology 
(5) Ajay Maken: Housing

 

 

9. A unique function of the bank is to create credit. Which of the following factors do not determine the credit creation power of banks?

(1) Amount of Cash Reserve in the Country 
(2) Cash Reserve Ratio 
(3) Special Drawing Rights 
(4) Monetary Policy of the Central Bank 
(5) Willingness of Customers to Borrow

 

 

10. For which of the following debt instruments, not having a fixed rate of interest over the life of the instrument, can Floating Interest Rate’ be applied?

(1) Aloan 
(2) A bond 
(3) A mortgage 
(4) A credit 
(5) All of these

 

 

11. Which of the following is not correct regarding SMS Banking?

(1) It is operated through Pull messages 
(2) One-Time password (OTP) is a type of pull message 
(3) Most SMS banking solutions are add-on products 
(4) The lack of encryption on SMS messages is an area of concern 
(5) None of these

 

 

12. In banking, Mobile Banking refers to the performance of which of the following services through a mobile device?

(1) Balance checks 
(2) Account transactions 
(3) Payments 
(4) Credit applications 
(5) All of these

 

 

13. Which among the following subsidiaries of the State Bank of India, which were nationalized in 1960, has now been merged with SBI?

(1) State Bank of Bikaner and Jaipur 
(2) State Bank of Hyderabad 
(3) State Bank of Patiala 
(4) State Bank of Saurashtra 
(5) State Bank of Travancore

 

 

14. The Goods and Services Tax (GST) is to be implemented in India. Which of the following taxes will not be replaced by It?

(1) Excise duty 
(2) Service tax on the Centre’s front 
(3) Value Added Tax (VAT) at states end 
(4) Cesses, surcharges and local levies 
(5) Wealth Tax

 

 

15. Service Tax act/Rules in India has provided exemption to small scale service providers from service tax up to aggregate value of taxable’ services provided up to ‘how much in a Financial Year?

(1) Rs. 1 lakh 
(2) Rs. 2.5 lakhs 
(3) Rs. 5 lakhs 
(4) Rs. 10lakhs 
(5) None of these

 

 

16. Which of the following does not aptly describe Demat Account in India?

(1) It refers to a dematerialized account for individual Indian citizens to trade In listed stocks or debentures in paper form 
(2) It is required for investors by the Securities and Exchange Board of India (SEBI) 
(3) In a Demat account, shares and securities are held electronically 
(4) This account is opened by the Investor while registering with an investment broker (or sub-broker) 
(5) Access to the Demat account requires an internet password and a transaction password

 

 

17. The Securities and Exchange Board of India (SEBI) has introduced a new type of Demat Account called “Basic Services De-mat Account (BSDA). Which of the following is one of its features?

(1) Individuals are eligible to have multiple BSDA account across all depositories 
(2) Investors will receive transaction statement on annual base 
(3) Investors can avail at least two delivery instruction slip during account opening 
(4) Investors can avail SMS alert facility for credit transactions 
(5) If investors account have zero balance and no transactions during the year then will receive no annual statement

 

 

18. Which of the following is not one of the major charges usually levied on a Demat account?

(1) Account opening fee 
(2) Annual maintenance fee 
(3) Annual fee for spot conversions of one currency into another· 
(4) Custodian fee 
(5) Transaction fee

 

 

19. Who among the following has authored the famous novel titled ‘Joseph Anton’?

(1) Jeet Thayil 
(2) Salman Rushdie 
(3) Shobha De 
(4) V.S. Nalpaul 
(5) Chetan Bhagat

 

 

20. Which of the following are the essential facilities/benefits provided by a Demat account to an individual to trade the securities in the stock market?

(1) It reduces brokerage charges 
(2) It makes pledging/hypothecation of shares easier 
(3) It enables quick ownership of securities on settlement reo sulting in increased liquidity 
(4) It avoids confusion in the ownership title of securities 
(5) All of these

 

 

21. Which one of the following can be described as a secondary function of commercial banks in India?

(1) Overdraft facilities 
(2) Discounting Bills of Exchange 
(3) Money at Call 
(4) Purchase and Sale of Securities
(5) Remittance of Funds

 

 

22. The balance sheet of a bank comprises of two sides; the assets side and the liabilities side. Which one of the following items comes under the side of ‘Assets’?

(1) Subscribed capital 
(2) Acceptance and endorsements 
(3) Money at call and short notice 
(4) Bills for collection 
(5) Paid-up Capital

 

 

23. In the reshuffle of Union Council of Ministers, undertaken by Prime Manmohan Singh in October 2012, who among the following is a Cabinet Minister (excluding Ministers of State and Ministers of Stare with Independent Charge)?

(1) Pawan Kumar Bansal 
(2) Shashi Tharoor 
(3) Jyotiraditya Madhavrao Scindia 
(4) Sachin Pilot 
(5) Chiranjeevi

 

 

24. The first ever India Biodiversity Awards were presented in October 2012. In which of the following categories were these awards not given?

(1) Community Stewardship 
(2) Decentralized Governance 
(3) Environmental sensitization 
(4) Co-management 
(5) Protected Area

 

 

25. Which of the following Central Armed Police Forces of India has recently celebrated its golden jubilee?

(1) Sash astra Seema Bal (SSB) 
(2) Border Security Force (BSF) 
(3) Central Reserve Police Force (CRPF) 
(4) Indo-Tibetan Border Police (ITBP) 
(5) Central Industrial Security Force (CISF)

 

 

26. Which of the following is not correct regarding ‘cheque’ in banking?

(1) It is a type of bill of exchange 
(2) It is a non-negotiable instrument 
(3) There are four main items on a cheque 
(4) Parties to regular cheques generally include a drawer and a payee 
(5) Cheques have been in decline for some years both for point of sale transactions and for third party payments

 

 

27. Which of the following does not aptly describe a Demand Draft in India?

(1) It is a type of cheque 
(2) It is an Account payee instrument 
(3) In case of Demand drafts, the drawer is a bank 
(4) The principle of Cheque Clearing does not apply to it 
(5) None of these

 

 

28. India has taken a pledge towards strengthening the institutional mechanism for biodiversity conservation in the country with a sum of $ 10 million announced by Prime Minister Manmohan Singh in this regard. The name of this pledge is

(1) Rio Pledge 
(2) Doha Pledge 
(3) Hyderabad Pledge 
(4) Delhi Pledge 
(5) Kyoto Pledge

 

 

29. Which of the following is not a technique/tool/Instrument of money/credit control by the Reserve Bank of India?

(1) Open Market Operations 
(2) Bank Rate 
(3) Liquidity Adjustment Facility 
(4) Refinance 
(5) Monopoly to issue currency notes

 

 

30. Which of the following is a type of indirect security?

(1) Mutual Funds 
(2) Ordinary Shares 
(3) Debentures 
(4) Preference shares 
(5) Innovative Debt Instruments

 

 

31. Europe recently produced the greatest comeback in Ryder Cup to retain the trophy. With which sports is the Ryder Cup associated?

(1) Golf 
(2) Tennis
(3) Baseball 
(4) Basketball
(5) Ice Hockey

 

 

32. The Cheque was first introduced in India by which of the following banks?

(1) Bank of Hindustan 
(2) State Bank of India 
(3) Bank of India 
(4) Punjab National Bank 
(5) None of these

 

 

33. United Nations secretary general Ban Ki-Moon has announced that every year 10 November will be celebrated as

(1) Malala Day 
(2) Earth Day 
(3) Development Day 
(4) Wilmut Day 
(5) Jobs Day

 

 

34. Which of the following is a quantitative credit control policy of the Reserve Bank of India?

(1) Margin requirements 
(2) Moral suasion 
(3) Bank rate 
(4) RBI guidelines
(5) Direct action

 

 

35. What is the term for inflation when the general price level increases at the rate of about 5-6 per cent per annum?

(1) Creeping inflation 
(2) Walking inflation 
(3) Running inflation 
(4) Hyper inflation 
(5) Galloping inflation

 

 

36. Which of the following cannot be termed as ‘non-traditional’ functions of a commercial bank in India?

(1) ATM facility 
(2) Issuing credit cards 
(3) Venture capital financing 
(4) Creating deposits 
(5) None of these

 

 

37. Who among the following is a Deputy Governor of the Reserve Bank of India?

(1) Abhijit Sen 
(2) Mihir Shah 
(3) K Kasturirangan 
(4) H.R. Khan 
(5) Arun Mall-a 
 

 

 

38. Which Union Budget first announced the introduction of the Goods and Services Tax (GST) from April 1, 2010?

(1) Budget 2002-03 
(2) Budget 2005-07 
(3) Budget 2007 -08 
(4) Budget 2009- 10 
(5) None of these

 

 

39. The National Capital Region (NCR) in India is a name for the conurbation or metropolitan area which encompasses the entire Delhi as well as urban areas around it in neighbouring states. Which of the following is not that neighbouring state?

(1) Punjab 
(2) Rajasthan 
(3) Uttarakhand 
(4) Uttar Pradesh 
(5) None of these

 

40. Which one of the following banks was nationalized in the second wave of nationalization in 1980?

(1) Central Bank of India 
(2) Bank of India 
(3) Syndicate Bank 
(4) Corporation Bank 
(5) Bank of Maharashtra

 

IBPS Clerk Previous Year Papers (2015-2014): – Here, we have come up with IBPS Clerk Previous Year Papers, which will help you to prepare for IBPS Clerk examination by understanding the question’s type that ordinarily come in the exam as well as give a fair idea of exam difficulty level.

 

The IBPS conducts Clerk Prelims and Mains examination every year. Here, we have provided previous year papers of IBPS Clerk 2015 and 2014. The provided Previous Year Papers of IBPS Clerk will help candidates to comprehend the clerk exam pattern and question types in the Clerk Exam. Applicants, who are going to participate in IBPS Clerk Examination and searching for IBPS Clerk Previous Year Questions Papers for better preparation of IBPS Clerk 2017 examination, can get 2015 and 2014 examination papers from here. According to the experts, Solved Previous Year Paper of IBPS Clerk will help to you to score well or good rank. We suggested to all applicants that must download IBPS Clerk last year question papers. For the reason that, it includes exam pattern and syllabus. Thus, applicants should download it to do IBPS Clerk exam practice before the examination.

 

IBPS Clerk Previous Year Papers

Solving IBPS Clerk previous year papers is beneficial in so many ways. You get to familiarise yourself with the exam pattern, type and difficulty level of the questions and marking scheme. Furthermore, solving IBPS Clerk previous year papers online will help you get a feel of how the exam taking will be, since IBPS Clerk is an online exam; so, you become well prepared. Therefore, you should not take IBPS Clerk previous year papers lightly!

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